Wallester is a B2B platform for card issuing and processing. In other words, it is designed for companies looking to launch and manage a fully customisable payment card programme without relying on their own banking infrastructure. It enables the issuance of Visa cards—virtual or physical—with immediate debit, deferred debit, prepaid or single-use options, all of which can be integrated with Apple Pay, Google Pay, or Samsung Pay, and delivered under a white-label model.

This is a modular solution intended for fintechs, HR departments, marketplace platforms, gift card issuers, and companies operating in the gig economy.

It offers centralised tools for:

• managing payment flows,
• real-time transaction monitoring,
• applying dynamic rules (spending policies),
• segmentation via sub-accounts,
• and automated accounting exports.

The web interface and RESTful API allow seamless integration with third-party systems (ERP, CRM, accounting tools), backed by a complete compliance framework (PCI DSS, KYC/KYB, AML, 3D Secure 2.0).

What are the main features of Wallester?

REST API & white-label portals

Wallester provides a full REST API with resource-based URLs, standard HTTP codes, and technical documentation on GitHub.

• Automated issuance of virtual/physical cards via API.
• Customisation of client portals and branded mobile applications.
• Integration with accounting systems (e.g., QuickBooks), CRM, and ERP platforms.

Instant Visa card issuance

Wallester enables the immediate issuance of virtual and physical cards, including a EUR IBAN.

• Single-use cards for one-off purchases.
• Physical cards for employees without digital access.
• Mass issuance for fleets, logistics, yachting, gig economy.

Expense management & integrated reporting

The platform offers real-time expense tracking, receipt submission, exportable reports, and accounting synchronisation via API.

• Budget tracking by department, project, or sub-account.
• Data export to Excel, ERP, or cloud-based accounting systems.
• Centralised digital archive for receipts.

Security, compliance, and tokenisation

Wallester complies with PCI DSS, PSD2, KYC/KYB/AML standards and supports tokenisation for Apple Pay, Google Pay, Samsung, Fitbit, Garmin, and 3D Secure 2.0.

• Cards compatible with secure mobile wallets.
• Strong customer authentication using 3D Secure under EU regulations.
• Fraud monitoring and filtering of suspicious transactions.

BIN sponsorship & Visa network integration

As a principal Visa member, Wallester offers sponsored BINs in line with VISA/EMV standards.

• Launch card programmes without requiring a banking licence.
• Issue loyalty, prepaid, gift, or membership cards.

Industry-specific solutions

Wallester delivers tailored solutions for businesses, fintechs, streaming platforms, gig economy, logistics, gift card schemes, yachting, and more.

• Instant payouts to drivers and couriers using zero-balance cards.
• Immediate access to earnings for creators and streamers.
• Multi-purpose gift cards with configurable limits.

Why choose Wallester?

• Comprehensive ready-to-use solution: onboarding, card issuing, and reporting in just three steps.
• Suited to all sectors: fintech, e-commerce, logistics, streaming, gig platforms, gift cards.
• Advanced security & compliance: PCI DSS, PSD2, tokenisation, 3D Secure, fraud protection.
• Direct Visa integration: launch branded cards without a banking licence.
• Cost-effective: permanent free plan, multi-currency support, tiered pricing model.